<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <!-- The calculator. The query-string variants it can produce are share
       targets, and all of them declare this bare address as canonical, so they
       are deliberately not listed here as pages of their own. -->
  <url>
    <loc>https://dollartimemachine.com/</loc>
    <lastmod>2026-09-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>1.0</priority>
  </url>
  <!-- The short answer to what the tool is. It used to be two paragraphs at
       the foot of the calculator; it is a page of its own now, so it is listed
       as one. -->
  <url>
    <loc>https://dollartimemachine.com/overview</loc>
    <lastmod>2026-09-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <!-- The written record behind the calculator: what each yardstick measures,
       where every figure was published, the questions people ask and the embed
       code. A page of its own, so it is listed as one. -->
  <url>
    <loc>https://dollartimemachine.com/guide</loc>
    <lastmod>2026-09-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://dollartimemachine.com/privacy</loc>
    <lastmod>2026-09-02</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://dollartimemachine.com/terms</loc>
    <lastmod>2026-09-02</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
</urlset>
